Workplace Pensions Performance Data
10.6%
Annualised
65.8%
Cumulative
CAPA Average - 5 years to Q1 2025, younger saver
7.2%
Annualised
41.8%
Cumulative
CAPA Average - 5 years to Q1 2025, pre retirement
Default fund performance
CAPAdata is the only publicly available information source covering the performance of DC workplace pensions providers, covering the pension savings of 18 million UK savers The Corporate Adviser Pensions Average (CAPA average) is the average (mean) return delivered by the largest default funds of the 20 main multi-employer DC providers, covering both master trusts and group personal pensions (GPPs). Shown below are providers biggest defaults by number of active members. For providers' other default funds go to compare.
Provider | ||||||
---|---|---|---|---|---|---|
CAPA - Corporate Adviser Pensions Average | 4.4% | 16% | 65.8% | |||
Aegon - Aegon Workplace Default (ARC) - GPP | 3.6% (-0.8%) | 12.7% (-3.2%) | 52.5% (-13.3%) | |||
Aegon - BlackRock Lifepath Flexi | 4.5% (+0.1%) | 18.1% (+2.1%) | 91.2% (+25.4%) | |||
Aon - Managed Core Retirement Pathways | 4.2% (-0.2%) | 26.2% (+10.3%) | 99.5% (+33.7%) | |||
Aviva - My Future Universal strategy | 3.4% (-1%) | 18.2% (+2.2%) | 72.3% (+6.5%) | |||
Fidelity - FutureWise | 3% (-1.5%) | 21.7% (+5.7%) | 75.4% (+9.5%) | |||
Hargreaves Lansdown - HL Growth Fund | 8.1% (+3.7%) | 18.8% (+2.8%) | 56.7% (-9.1%) | |||
Legal & General - Multi Asset Fund | 0.5% (-4%) | 3.7% (-12.2%) | 31.2% (-34.7%) | |||
Legal & General - Target Date Fund | 4.1% (-0.3%) | 13.5% (-2.5%) | 50.6% (-15.2%) | |||
LifeSight (WTW) - Medium Risk Drawdown | 6.5% (+2.1%) | 27.4% (+11.5%) | 102.7% (+36.8%) | |||
Mercer - SmartPath Targeting Drawdown | 3.3% (-1.2%) | 8% (-8%) | 45.8% (-20%) | |||
NatWest Cushon - Sustainable Investment Strategy | 5.2% (+0.7%) | 19.8% (+3.8%) | 72.5% (+6.7%) | |||
Nest - Retirement Date Fund | 5.9% (+1.4%) | 10% (-6%) | 54.3% (-11.5%) | |||
Now: Pensions - now: growth fund & now: retirement countdown fund | 6.1% (+1.7%) | -0% (-16%) | 39.2% (-26.6%) | |||
Penfold - Standard Lifetime plan | 3.9% (-0.5%) | 14% (-2%) | 64.6% (-1.2%) | |||
Royal London - Balanced Lifestyle Strategy (Drawdown) (GPP) | 3.4% (-1%) | 10.2% (-5.8%) | 54.8% (-11.1%) | |||
SEI - Flexi default (drawdown) | 7.3% (+2.9%) | 32% (+16%) | 111.3% (+45.4%) | |||
Scottish Widows - PIA Balanced (Targeting Flexible Access) (MT&GPP) | 3.7% (-0.7%) | 13.3% (-2.6%) | 60.2% (-5.6%) | |||
Smart Pension - Smart Sustainable Growth Fund | 3.5% (-1%) | 18.2% (+2.3%) | 65.4% (-0.4%) | |||
Standard Life - Sustainable Multi Asset (AP) Universal SLP | 3.2% (-1.2%) | 14.9% (-1%) | 42.9% (-23%) | |||
TPT Retirement Solutions - TPT Target Date Fund | 6% (+1.6%) | 21.5% (+5.6%) | 89.6% (+23.8%) | |||
The Lewis Workplace Pension Trust - TLWPT (The Lewis Workplace Pension Trust) | 4.6% (+0.2%) | 19.2% (+3.3%) | 80.3% (+14.5%) | |||
The People's Pension - The People's Pension Balanced Profile | 6.3% (+1.8%) | 14.2% (-1.8%) | 59.8% (-6.1%) |